
118118 Money
Making borrowing better for everyone
You will be redirected to the lender's website to complete your application.
“118118 Money is a well-established personal loan provider with one of the most competitive APRs on our panel. The application is straightforward and the 49.9% rate is significantly lower than most short-term lenders. If you qualify, this should be your first stop.”
Who is 118118 Money best for?
Best for borrowers with fair-to-good credit who need £1,000 or more and want a competitive rate from an established lender.
Pros and cons
Competitive APR at 49.9%
Loans from £1,000 up to £8,000
Accepts borrowers rebuilding credit
Clear, transparent terms
Minimum loan £1,000 — not for small amounts
24 hour payout — not instant
Can I apply?
Common questions about 118118 Money

Representative example: Borrow £1,000 over 18 months. Rep APR 49.9%. Monthly repayment £68. Total repayable £1,224.
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