Compare Lenders
UK short term loan lenders — reviewed and compared
Every lender on our panel meets our standards. Paul personally reviews each one so you know exactly what you're getting.
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Compare Lenders
Lenders that meet our standards. One search.
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★ BEST RATE
118118 MoneyShort-term loan⚡ 2–24 hours
Nudge Score
9
Rep APR
49.9%
Loan Range
£1,000–£8,000
Term
1–5 years
Bad Credit
✓ Accepted118118 Money
Short-term loan⚡ 2–24 hours
Nudge Score
9
Rep APR
49.9%
Loan Range
£1,000–£8,000
Term
1–5 years
Bad Credit
✓ AcceptedRepresentative example: Borrow £1,000 over 18 months. Rep APR 49.9%. Monthly repayment £68. Total repayable £1,224.
DraftyShort-term loan⚡ Minutes
Nudge Score
8
Rep APR
79.9%
Loan Range
£50–£3,000
Term
1–3 years
Bad Credit
✓ AcceptedDrafty
Short-term loan⚡ Minutes
Nudge Score
8
Rep APR
79.9%
Loan Range
£50–£3,000
Term
1–3 years
Bad Credit
✓ AcceptedRepresentative example: Borrow £500 over 12 months. Rep APR 79.9%. Monthly repayment £53. Total repayable £636.
CreditspringShort-term loan⚡ Same day
Nudge Score
8
Rep APR
83.1%
Loan Range
£400–£2,400
Term
6–12 months
Bad Credit
✓ AcceptedCreditspring
Short-term loan⚡ Same day
Nudge Score
8
Rep APR
83.1%
Loan Range
£400–£2,400
Term
6–12 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £500 over 12 months. Rep APR 83.1%. Monthly repayment £55. Total repayable £660.
CashfloatShort-term loan⚡ Same day
Nudge Score
6
Rep APR
611.7%
Loan Range
£300–£1,500
Term
3–9 months
Bad Credit
✓ AcceptedCashfloat
Short-term loan⚡ Same day
Nudge Score
6
Rep APR
611.7%
Loan Range
£300–£1,500
Term
3–9 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £400 over 6 months. Rep APR 611.7%. Monthly repayment £105. Total repayable £630.
Money PlatformShort-term loan⚡ Instant
Nudge Score
6
Rep APR
839.2%
Loan Range
£250–£1,000
Term
3–6 months
Bad Credit
✓ AcceptedMoney Platform
Short-term loan⚡ Instant
Nudge Score
6
Rep APR
839.2%
Loan Range
£250–£1,000
Term
3–6 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £300 over 3 months. Rep APR 839.2%. Monthly repayment £145. Total repayable £435.
Lending StreamShort-term loan⚡ 90 seconds
Nudge Score
5
Rep APR
1,271%
Loan Range
£50–£1,500
Term
4–6 months
Bad Credit
✓ AcceptedLending Stream
Short-term loan⚡ 90 seconds
Nudge Score
5
Rep APR
1,271%
Loan Range
£50–£1,500
Term
4–6 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £300 over 6 months. Rep APR 1271%. Monthly repayment £107. Total repayable £642.
MoneyboatShort-term loan⚡ Same day
Nudge Score
5
Rep APR
1,267%
Loan Range
£200–£1,500
Term
3–6 months
Bad Credit
✓ AcceptedMoneyboat
Short-term loan⚡ Same day
Nudge Score
5
Rep APR
1,267%
Loan Range
£200–£1,500
Term
3–6 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £400 over 6 months. Rep APR 1267%. Monthly repayment £143. Total repayable £858.
QuidMarketShort-term loan⚡ Same day
Nudge Score
4
Rep APR
1,299%
Loan Range
£300–£1,500
Term
3–12 months
Bad Credit
✓ AcceptedQuidMarket
Short-term loan⚡ Same day
Nudge Score
4
Rep APR
1,299%
Loan Range
£300–£1,500
Term
3–12 months
Bad Credit
✓ AcceptedRepresentative example: Borrow £500 over 6 months. Rep APR 1299%. Monthly repayment £182. Total repayable £1,092.
Independent loan comparison. Rates shown are representative; your actual rate depends on circumstances.
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