Lending Stream

Lending Stream

Fast decisions, flexible repayment

3.5Paul's rating
NUDGE SCORE
5
REP APR
1,271%
LOAN RANGE
£50–£1,500
PAYOUT SPEED
90 seconds
BAD CREDIT
✓ Accepted
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P
Paul's Verdict
Paul · Head of Lending Research & Content

The 90-second payout is not marketing — it genuinely is that fast. High APR so this should only be a last resort, but for genuine emergencies when every minute counts, Lending Stream delivers.

Who is Lending Stream best for?

For borrowers who need money in under 2 minutes and have exhausted lower-rate options.

Pros and cons

Pros

Fastest payout on panel — 90 seconds

Borrow from £50

Flexible 6-month repayment

Accepts bad credit

Cons

Very high APR at 1,271%

Only use for genuine short-term needs

Can I apply?

UK resident aged 18+
Regular income
Active UK bank account
No current bankruptcy

Common questions about Lending Stream

How fast does Lending Stream pay out?
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Is Lending Stream good for bad credit?
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Why is Lending Stream APR over 1,000%?
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Is Lending Stream FCA regulated?
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How long can I repay a Lending Stream loan?
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Lending Stream
Lending Stream
Rep APR1,271%
Loan range£50–£1,500
Payout speed90 seconds
Bad credit✓ Accepted
Apply now →

Representative example: Borrow £300 over 6 months. Rep APR 1271%. Monthly repayment £107. Total repayable £642.

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