Find your
best loan.
Compare lenders that meet our standards. Always free.
“Found a loan in under 2 minutes. Didn't think I'd qualify but Creditspring accepted me.”
How much would you like to borrow?
Indicative rates — your actual rate depends on the lender and your circumstances
Answer 4 quick questions to see your matched lenders
How much would you like to borrow?
Indicative rates — your actual rate depends on the lender and your circumstances
Answer 4 quick questions to see your matched lenders
Refine
Adjust search
Minimum
Maximum
Options
Compare Lenders
Lenders that meet our standards. One search.
















Independent loan comparison. Rates shown are representative; your actual rate depends on circumstances.
Common questions
Our Promise
Why borrowers trust us
Independent. Transparent. Always on your side.
Curated, not collected
We review every lender before listing them. If they don't meet our standards, they don't appear on our site.
We never store your data
Your information is never saved or sold. We match you with lenders and nothing more.
Direct to lenders — no middlemen
We connect you directly to FCA-regulated lenders. No forms, no data held, no middlemen.
How We Help
Any loan. Any situation.
Same-day decisions
Apply in minutes and get matched instantly. Many lenders transfer funds the same day you're approved.
Bad credit welcome
Many lenders on our panel accept applications from borrowers with less-than-perfect credit histories.
Zero fees, always
Our comparison service is completely free. You never pay a penny to use our site.
Money Hub
Latest guides & news
What is a short-term loan in 2026? Everything UK borrowers need to know
From FCA cost caps to APR explained in plain English — the complete guide to short-term borrowing in 2026.
Short-term loans with bad credit: which UK lenders will accept you in 2026?
A less-than-perfect credit score doesn't mean no options. Here's what lenders actually look for.
Emergency loans UK: fastest same-day options when you need cash now
Boiler broken? Unexpected bill? These are the fastest FCA-regulated lenders who can transfer funds today.
Why borrowers choose Nudge Loans.
We’re not a lender. We’re just two guys who believe you should be able to find a fair loan without the noise — we have reviewed the top lenders in the UK to find the rate that actually works for your situation.
FCA regulated lenders only
Every lender on our panel is authorised and regulated by the Financial Conduct Authority.
Independent — always on your side
We compare lenders that meet our standards. We're not tied to any single lender and never charge you a penny.
Free to use, always
You never pay a penny to use Nudge Loans. Always free, always independent.
The Money Brief
Straight talk on money. Weekly.
No jargon. No judgment. Just practical money advice for people who live in the real world. Join 2,400 subscribers.
No spam. Unsubscribe anytime. We never share your data.
Not sure where to start?
Two ways we can help.
Talk to a human
Fill in a quick form and one of our team will get back to you within 24 hours. No bots. No automated responses.
Contact us →Not sure which loan?
Answer 4 quick questions and we’ll match you with the right lender for your situation. Takes 2 minutes.
Answer 4 quick questions to find your matched lenders.
Find my loan →★ Trustpilot
What our customers say
Real reviews from real borrowers.
“Found a loan in under 2 minutes. Didn't think I'd qualify but Creditspring accepted me straight away.”
James M. · Manchester · Trustpilot
“Compared 6 lenders side by side in one place. Saved me hours of searching around. Would recommend.”
Rachel B. · Bristol · Trustpilot
“Really straightforward. Answered a few questions and it showed me exactly which lenders would accept me.”
Connor G. · Glasgow · Trustpilot