Cashfloat
Same-day payday loans
You will be redirected to the lender's website to complete your application.
“Cashfloat is not the cheapest option but it is one of the most accessible for borrowers turned down elsewhere. Only consider this if 118118 Money or Drafty have declined you.”
Who is Cashfloat best for?
Best for borrowers with poor credit who need cash the same day and cannot qualify for lower-rate lenders.
Pros and cons
Same-day payout
Accepts most bad credit applicants
FCA regulated and transparent
No early repayment fees
High APR at 611.7%
Higher APR than personal loan alternatives
Can I apply?
Common questions about Cashfloat
Representative example: Borrow £400 over 6 months. Rep APR 611.7%. Monthly repayment £105. Total repayable £630.
Our Promise
Why borrowers trust us
Independent. Transparent. Always on your side.
Curated, not collected
We review every lender before listing them. If they don't meet our standards, they don't appear on our site.
We never store your data
Your information is never saved or sold. We match you with lenders and nothing more.
Direct to lenders — no middlemen
We connect you directly to FCA-regulated lenders. No forms, no data held, no middlemen.