Drafty
Flexible credit when you need it
You will be redirected to the lender's website to complete your application.
“Drafty is one of the more borrower-friendly lenders on the panel. The instant payout is genuinely instant and the flexibility on repayment stands out. The APR is higher than 118118 Money but the speed and flexibility often justifies it for genuine emergencies.”
Who is Drafty best for?
Best for borrowers who need cash fast — particularly small amounts under £500 where 118118 Money does not apply.
Pros and cons
Instant payout — funds in minutes
Borrow from as little as £50
Flexible repayment options
Accepts bad credit applicants
Higher APR than 118118 Money
Lower maximum than some lenders
Can I apply?
Common questions about Drafty
Representative example: Borrow £500 over 12 months. Rep APR 79.9%. Monthly repayment £53. Total repayable £636.
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