Moneyboat
Short-term loans, fair treatment
You will be redirected to the lender's website to complete your application.
“Moneyboat is one of the more transparent high-APR lenders — upfront about costs before you apply. Still expensive so explore lower-rate lenders first.”
Who is Moneyboat best for?
Borrowers needing £200–£1,500 same day who have been declined by lower-rate lenders.
Pros and cons
Same-day payout
Transparent about costs upfront
FCA regulated
Accepts bad credit
High APR at 1,267%
Higher APR than personal loan alternatives
Can I apply?
Common questions about Moneyboat
Representative example: Borrow £400 over 6 months. Rep APR 1267%. Monthly repayment £143. Total repayable £858.
Our Promise
Why borrowers trust us
Independent. Transparent. Always on your side.
Curated, not collected
We review every lender before listing them. If they don't meet our standards, they don't appear on our site.
We never store your data
Your information is never saved or sold. We match you with lenders and nothing more.
Direct to lenders — no middlemen
We connect you directly to FCA-regulated lenders. No forms, no data held, no middlemen.