Finance Glossary
Credit Broker
A company or individual that introduces borrowers to lenders but does not lend money directly. Credit brokers must be authorised by the FCA and must disclose their status clearly. Many comparison websites and loan matching services operate as credit brokers. Nudge Finance is a credit broker, not a lender.
Related terms
Financial Conduct Authority
The UK's financial services regulator, responsible for overs…
Soft Search
A type of credit check that does not leave a visible mark on…
Pre-Approval
An indication from a lender — based on an initial soft searc…
Responsible Lending
The principle — and legal obligation under FCA rules — that …
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