Finance Glossary
Financial Conduct Authority
The UK's financial services regulator, responsible for overseeing lenders, credit brokers, insurers, and other financial firms. The FCA sets rules on how firms must treat customers, including responsible lending requirements, cost caps for high-cost credit, and complaint handling standards. All legitimate UK lenders and credit brokers must be authorised by the FCA.
Related guides
Related terms
FCA Cost Cap
Rules introduced by the Financial Conduct Authority in Janua…
Responsible Lending
The principle — and legal obligation under FCA rules — that …
Credit Broker
A company or individual that introduces borrowers to lenders…
Financial Ombudsman
The Financial Ombudsman Service (FOS) is an independent UK b…
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