Finance Glossary

Experian

The largest credit reference agency in the UK by market share. Experian compiles credit files and calculates credit scores on a scale of 0–999. A score of 881–960 is classed as "Good" and 961–999 as "Excellent". Consumers can access their Experian report directly through the Experian website, with a free basic service and a paid premium option offering more detail.

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